Selling Your House Yourself in Laval with DuProprio: What You Take On Alone

Yes, it is allowed, and that is the easy part. A homeowner in Laval or Montreal can sell on their own, with or without DuProprio: sections 1 and 2 of the Real Estate Brokerage Act govern the paid intermediary, not the owner who sells their own property. What changes is not your right to sell, it is what rests on you. You set the price without access to the complete Centris database, so with prices rather than complete comparables, you negotiate alone across from the broker who represents the buyer, you remain bound by the warranty against latent defects, and none of the remedies the OACIQ opens to consumers applies to a sale between private parties, because no licence holder is involved. The package, meanwhile, is paid before the result.

Selling without a broker: what exactly do you lose?

What you save is visible, it is the remuneration. What you lose only shows up afterwards, and never shows up at all if everything goes well.

The OACIQ remedies have nothing to attach to

The Fonds d’indemnisation du courtage immobilier (the brokerage indemnity fund) protects, free of charge, consumers who deal with a broker or an agency and who are victims of fraud, fraudulent tactics or misappropriation of funds in a transaction. The maximum indemnity is $100,000 per claim for an act committed on or after May 10, 2018, and the claim must be filed within two years of becoming aware of the act. FARCIQ, for its part, pays an indemnity for a loss resulting from the fault, error or omission of a real estate broker or agency. Add to that the Service d’assistance au public, the syndic, the discipline committee and the Info OACIQ information centre.

Read the condition all of these share: they target the acts of a licence holder. In a sale between private parties there is none on the seller’s side, so these mechanisms have no one to act against.

If the buyer is represented, there is a licence holder in the file, but not on your side. The OACIQ puts it plainly to buyers: your broker must act in your best interest while treating the seller fairly. Fair treatment is not representation. The broker must also tell you that you may be represented by the broker of your choice, and that is exactly the moment the question arises.

One clarification, which applies in both directions: with or without a broker, a dispute between buyer and seller is settled in court. What a broker adds is recourse against the broker.

The seller’s declarations, which nobody fills out with you

The Déclarations du vendeur sur l’immeuble form serves the seller first. The OACIQ writes that the seller records what they know to the best of their knowledge and in good faith, and that this minimizes the risk of lawsuits against them. When the buyer is represented, their broker fills it out with you. When neither side has a broker, nobody is required to fill it out with you, and the warranties in articles 1726 and 1728 of the Civil Code keep weighing on you, whether or not you knew about the defect.

If you sell on your own, fill it out anyway, with your notary, and keep a signed copy. It is read box by box in the article on the DV form.

Your listing does not enter Centris

The complete Centris database is reserved exclusively for brokers who are members of a real estate board, APCIQ writes, and it is where a buyer’s broker searches for their client, by price, by neighbourhood or by features. A property that is not listed there does not come up in those searches, nor in the alerts Centris.ca sends buyers about new properties. It stays visible to buyers who search for themselves on a private platform. The table of medians below comes from that same database: these are sales concluded by brokers.

Negotiating alone, and checking that the buyer can pay

An offer is only worth what the financing behind it is worth. Nothing stops you from requiring proof of a preapproval before you take your house off the market, but you have to think of it: with no broker on your side, judging whether the buyer can pay is up to you alone. The other half of the problem is not technical: negotiating the price of your own house with a buyer who criticizes your kitchen is an exercise where emotion is expensive. I have no figure on that, and I will not invent one.

How much does DuProprio cost, and what does the price not cover?

The DuProprio Pricing page, consulted on November 5, 2026, shows three residential packages. The grid does not name any city.

All three include the initial appointment, customer service 7 days a week, support from coaches, legal documents and the sign. The page’s notes add that the purchase is refundable as long as you use no DuProprio service, and that once your property has been put online, no refund can be issued whatever the package chosen or the items left unused.

Hold on to the structure rather than the amount. The package is a fixed cost, paid before the result, and lost if the house does not sell. A broker’s remuneration is a percentage or a lump sum, plus taxes, that clause 7.1 of the brokerage contract makes payable in four cases: an agreement to sell is concluded during the contract, with or without the broker, and all its conditions are met; you refuse a promise to purchase that conforms to the contract; a sale takes place within 180 days after the contract ends with a person who showed interest in the property during it; a voluntary act on your part prevents the contract from being carried out. A house that finds no buyer therefore does not trigger that remuneration; a conforming promise you refuse does. The rates and the arithmetic are set out in how much a real estate broker charges in Laval.

Two figures on that same page are worth reading closely.

The first is a footnote: according to DuProprio’s sales data as at January 1, 2026, the Gold package accounted for more than 80% of all packages sold. The realistic point of comparison is therefore $1,999.95, not the $1,199.95 entry price.

The second answers the question “What if my property does not sell?”: it can happen, the page says, even though 86% of its clientele sells on their own. The note specifies that this percentage is calculated from all properties sold between January 1 and May 31, 2026. The denominator is properties sold, not owners who signed up. The figure describes how completed sales break down; it does not say what share of listings finds a buyer. Read as a success rate, it says something it does not measure.

The Confia Flex option, included in the Gold package, refunds the package under certain conditions if you end up selling with a broker recommended by the Confia agency, a separate entity from DuProprio. The company therefore plans the exit toward a broker itself.

Selling your house yourself in Quebec: the eight steps

The clauses cited here are those of the OACIQ’s promesse d’achat (promise to purchase), the form a represented buyer’s broker will fill out.

1. Check what binds you. Clause 10.4 makes you responsible for the costs of repaying and discharging the mortgage, including any penalty. For a family residence, clause 10.6 requires the consent of a married or civil union spouse, or a judgment.
2. Gather the documents. Clause 10.3 requires you to provide your deed of acquisition and a certificat de localisation (certificate of location) that reflects the current physical condition of the premises. If it is more than ten years old, order a new one right away: the notary will require it because of the ten-year prescription in article 2917 of the Civil Code, the cost falls to you, and preparing one takes 4 to 6 weeks on average.
3. Set the price using the public data described below, knowing what it does not contain.
4. Choose how to market the property. An ad, a sign, or what the OACIQ calls an “entreprise d’assistance aux propriétaires vendeurs” (a business that assists owners who sell on their own), such as DuProprio. These businesses do not hold a brokerage licence.
5. Supervise the showings. Follow the OACIQ’s safety guidelines for open houses: valuables, medication and personal documents out of reach, a register of identified visitors, and never a visitor left alone in a room.
6. Analyze every promise to purchase. It is an offer within the meaning of article 1388 of the Civil Code of Quebec, irrevocable until its deadline expires (article 1390). A reply that changes its price or one of its conditions is not an acceptance, and it may constitute a new offer (article 1393).
7. Deal with the buyer’s broker, if there is one, keeping in mind that they work for the other party.
8. Sign at the notary’s. Clause 11.1 provides for the deed of sale to be signed before a notary. If a defect or irregularity affecting the title or your declarations is reported after the conditions are fulfilled but before the deed, clause 10.5 gives you 21 days to say whether you will remedy it.

Pricing your house without a broker in Laval: the data you can access

To recommend a price, the broker must, among other things, carry out a comparative analysis of similar properties recently sold in the same area, the OACIQ points out. The broker relies on the complete Centris database, which contains, among other things, the sale price of properties. Without a broker, three public sources remain open to you. They give prices, not complete comparables: neither the property’s condition on the day of the sale nor the terms of the offer.

Centris statistics by neighbourhood. They are free, and they give medians. In the third quarter of 2026, single-family homes sold at a median price of $735,000 in Duvernay and $542,500 in Saint-François, two neighbourhoods in east Laval. All 13 neighbourhoods are compared in the Laval real estate market by sector. Centris warns that these data do not reflect each individual property, which is exactly the limit of the exercise: a $192,500 gap between two neighbourhoods of the same city tells you nothing about your street.

The Registre foncier du Québec (Quebec land register). The application for registration of a sale states the amount of the consideration (section 9 of the Act respecting duties on transfers of immovables). You can find the lot number for free using the address, and each document has cost $1.50 to consult since April 1, 2026. What you read there is a price, not the condition of the property on the day of the sale, nor the conditions attached to the offer. How long it takes for a price to appear is explained in the article on list price and sold price.

Laval’s assessment roll. Its market reference date is July 1, 2023, and the City writes that the assessment therefore does not necessarily reflect a property’s current market value.

What DuProprio adds. According to its pricing page, the Silver and Gold packages include a directory of properties sold in your area, and the Gold package the Évaluateur+ option. DuProprio describes its evaluators’ work as the comparables method, with a limit it states itself: the evaluator does not visit the property in person, and the result is a summary report with a range of sale prices rather than a precise market value.

For a first order of magnitude, try the home value estimator. For a price, you need complete comparable sales, and that is precisely what the three public sources above do not contain.

In your city: median price and time on market, from Laval to Saint-Jérôme

Single-family homes in the third quarter of 2026, according to Centris, which does not publish a total for Longueuil.

Source: Centris real estate statistics for Laval, the Island of Montreal, Le Vieux-Longueuil, Saint-Hubert, Greenfield Park, Brossard, Terrebonne, Lachenaie, La Plaine, Mascouche, Repentigny, Le Gardeur, Blainville, Mirabel, Saint-Jérôme and Saint-Eustache, third quarter of 2026, meaning July to September, with changes over one year. “n.p.”: not published, because there are not enough transactions; in Greenfield Park, the median over four quarters is $570,062.

In Laval, half of the single-family homes sold went for less than $630,000, in 36 days on average, compared with 23 days in Saint-Eustache and 51 on the Island of Montreal. Beware the shortcut: a rise in the median is not a rise in the value of your house, because the homes sold are not the same from one year to the next. And these are sales concluded by brokers, APCIQ compiling its statistics from the Centris provincial database of real estate brokers. Those 36 days place the market; they do not tell you how long a house advertised outside Centris takes to sell.

The seller’s obligations, with or without a broker

The warranties in the Civil Code apply to the seller, whether or not a broker is involved. Article 1716 says they exist of right. That is the most important line in this article: none of the savings above reduces the column on the right.

The buyer’s broker: who pays?

The buyer, under their own contract. The buyer’s broker cannot sign a listing brokerage contract with you: the OACIQ points out that double representation is prohibited in residential transactions (section 29.1 of the Real Estate Brokerage Act). When the seller is not represented, the broker must, among other things, confirm your identity, tell you that they protect the buyer while treating you fairly, remind you that you can be represented and, if you decline, fill out the Déclarations du vendeur with you. If that has not happened, the promise should require you to provide them within a set deadline.

The broker’s remuneration, determined by free competition according to the OACIQ, is paid in one of two ways. Either directly by the buyer, and nothing goes through your price. Or financed in the price: clause R2.5.1 of Annexe R, Immeuble résidentiel applies precisely to a seller who is not represented, and the price in clause 4.1 of the promise includes the buyer’s broker’s remuneration, taxes included, which the notary pays out of the sale proceeds.

The annex itself calculates the amount that goes to the seller. Two offers at the same price therefore do not leave you with the same amount: compare the last line, not the price. And do the arithmetic before concluding that you are saving money. On Laval’s median of $630,000, one percentage point is worth $6,300 before taxes. If the buyer’s broker’s remuneration goes through your price, whatever saving was left after the package shrinks by that amount. The OACIQ adds that some lenders may refuse to finance this remuneration, which puts the question back on the table at the worst moment, after acceptance.

Can you sell your house yourself if it is listed with an agency?

Yes, but remuneration may still be owed. The note the broker reads to you at the top of the Contrat de courtage exclusif, Vente says so: the seller keeps the right to market the property themselves. But if the property is sold during the contract, whether through the agency or the broker or without them, the seller owes remuneration. Exclusivity, the OACIQ specifies, applies only to brokers and agencies.

In a non-exclusive contract, remuneration is owed only to the broker who is the efficient cause of the sale. The OACIQ also suggests a wording for clause 11.1 that reduces the remuneration if you find the buyer yourself. Read it in full before asking for it: the reduction no longer applies if a promise arrives at the same time through a broker or if your buyer decides to be represented, and the wording requires you to notify the broker before you accept or refuse a direct offer, then to advertise no price other than the one in the contract.

As for the end of the contract, section 27 of the Real Estate Brokerage Act validates the clause that keeps remuneration owed for up to 180 days after an exclusive contract expires, if the buyer showed interest in the property during the contract and if you have not signed an exclusive contract elsewhere in the meantime. Termination is covered in the clause by clause reading of the listing brokerage contract.

So do you need a broker?

There are cases where selling on your own holds up, and I say so plainly because pretending otherwise would show: you already have the buyer, a relative, a tenant, a neighbour, and all that is left is to frame the legal side at the notary’s. In that case the thinnest package will do, and a good notary is worth more than a good coach.

Outside that case, the honest calculation is not “package versus percentage.” It is: the price you will get without complete comparables and outside the Centris alerts, minus what you will pay the buyer’s broker if their remuneration goes through your price, minus the package paid upfront, against the same sale handled by someone whose remuneration only becomes payable in the four cases of clause 7.1, and whose fault, error or omission opens remedies. Run that calculation on your house, not on an average.

To go further, read selling with or without a broker in Quebec and how much your house is worth in Laval.

Selling on your own and want to see where your price stands? I prepare a free comparative market analysis, with the recent sales on your street, and you keep the document even if you carry on without me. Write to me. Service in French, English and Arabic.

Georges Matar

Residential Real Estate Broker · RE/MAX DU CARTIER INC.

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