Practical Guide
Foundation Cracks in Quebec: Cause, Repair and Recourses
A crack does not say what caused it. Yet it is the cause, and the cause alone, that decides whether you have a …
Real Estate Insights
Market trends, buying tips, investment advice, and local neighbourhood guides for Montréal, Laval, the Laurentians & Lanaudière.
Practical Guide
Renovation Permits in Montreal and Laval: Winter
January does not stop you from renovating. It imposes conditions on anything touching concrete, it ruins the laying …
Market Analysis
Best Time to Buy in Montreal: What the August Data Says
In late August, a buyer hears two contradictory things: that sellers in a hurry give in before the fall, and that …
Buyer's Guide
Vermiculite and Asbestos in a Quebec Home
Grey-brown granules with a faint sheen, poured loose between the attic joists: that is often all a buyer sees …
Investment
Municipal Tax Sale in Quebec: The Procedure
An abandoned house, a municipal auction, a price that looks ridiculously low: the tax sale gets passed around as a …
Finance
Undivided Co-Ownership in Montreal: How It Gets Financed
You visit a 4 1/2 in the Plateau, listed $80,000 below a comparable condo two streets away. The listing says …
Buyer's Guide
Bill 16 and Condo Documents in Quebec
A seller tells you his co-ownership has neither a maintenance logbook nor a contingency fund study. In 2026 he is …
Practical Guide
First Meeting With a Real Estate Broker: The Documents
You can show up to that appointment empty-handed, assuming the conversation will be mostly about price. Three weeks …
Seller's Guide
Keep or Sell a Property in Quebec: Five Cases
An owner who is hesitating tells themselves they are holding on “until things become clearer”. The …
Buyer's Guide
Hard to Insure Home in Quebec: What Actually Blocks the Deal
No Quebec law requires an owner to carry insurance. The lender almost always does. The result: an insurer saying no …
Seller's Guide
Real Estate Comparables: Auditing Your Neighbour's Price
The house across the street is listed at $749,000, so you conclude yours is worth about the same. Yet two …
Practical Guide
Smoke Alarms in Quebec: The Obligation and the Insurer
Your smoke alarm complies with your city’s by-law. That says nothing about what your insurer expects of you. …
Practical Guide
Snow Removal and Falling Ice: Owner Liability in Quebec
A delivery driver slips in your driveway. A sheet of ice breaks off your cornice and dents the car parked beside …
Seller's Guide
The Seller's Declaration in Quebec: The DV 00001 Form
Plenty of sellers fill out the Déclarations du vendeur sur l’immeuble in fifteen minutes, ticking …
Finance
Mortgage Penalty in Quebec: The Calculation, With Examples
A lender offers you a full percentage point below your current rate. Before you say yes, one number is still …
Finance
What Deductions a Homeowner Can Claim in Quebec
The house you live in gives you no deduction at all, and that is not an oversight by the legislator. Everything …
Real Estate 101
Death of a Partner and the Home, Quebec
A will written by hand can freeze an estate for weeks. Insurance sold by the lender repays the bank and pays the …
Seller's Guide
The Listing Brokerage Contract in Quebec: Clause by Clause
The day you list your property, someone hands you an eleven page document, and most sellers sign it in fifteen …
Finance
Financing a Major Renovation in Quebec
A major renovation is not planned on the price of the cabinets. It is planned on two calendars: the one for the job …
Practical Guide
Home Maintenance Costs in Quebec: The Replacement Calendar
The rule is everywhere: set aside 1 to 3 % of your home’s value every year for maintenance. It gives you an …
Practical Guide
Wood Stove Rules in Montreal: What Actually Applies
A wood fireplace is not a simple amenity. It is an appliance that gets declared to the city, an emission rate you …
Practical Guide
Cutting Down a Tree in Quebec
A forty year old maple in the back yard sells a photograph. It does not push a price up by a percentage I could …
Buyer's Guide
Noise and Soundproofing in a Quebec Condo: Standards, Tests and Recourse
Noise is a defect buyers rarely check. You note the year of the roof, you ask for the contingency fund, then you …
Buyer's Guide
Roof and Window Lifespan in Quebec
Two 1998 houses on the same Laval street. One has a roof redone in 2019 and windows replaced in 2015, the other …
